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Reports show health insurers skirt medical loss ratio rules
UnitedHealthcare corporate headquarters in Minnetonka, Minn. in 2024. Photo by Chad Davis (CC BY 2.0) Health care spending data from five states (Connecticut, Delaware, Massachusetts, Oregon, and Rhode Island) show health care spending exceeded each state’s target in 2023, according to an analysis by Health Affairs in August. Those five states are among nine that,…
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Despite criticism, the ACA has helped more Americans access health insurance
Many discussions about the Affordable Care Act (ACA) include a list of ways the law has failed to help Americans get more affordable and comprehensive health insurance. What’s left out, therefore, are all the ways the law has helped Americans get better coverage and improved health. This is the third story in a series. In…
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4 million could lose health insurance if ACA tax credits expire
In the coming weeks, Congress will seek to cut federal spending to pay for tax cuts President-elect Trump promised. Lawmakers could cut Medicaid, as we explained in part one last week, and they could let the Affordable Care Act’s enhanced premium tax credits (PTCs) expire at the end of 2025. Congress could also repeal the…
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